Spotting the Sneaky Signs of Identity Theft

Identity theft can sneak up on anyone, and the sooner you spot the signs, the better your chances of minimizing damage. At McCarty Law Firm, we understand how stressful this can be, so we’re here to help you recognize the early warnings with these helpful tips. 

Strange Charges? Check Your Statements

Always keep an eye on your bank and credit card statements. Those small, odd charges? They might be tests by thieves to see if your account is active. Catching these early can be a game-changer.

Missing Mail? It Might Mean More

If bills or statements you usually receive like clockwork suddenly stop, it could be a sign someone’s rerouted your mail to hide their tracks. The same goes for unexpected emails about password changes—these could be clues someone’s tampering with your accounts.

Credit Report Missteps

Make it a habit to check your credit reports from Experian, Equifax, and TransUnion each year. Unfamiliar accounts or errors in your personal info are big red flags.

Debt Collector Calls Out of the Blue

If you start getting calls about debts you never racked up, take note. This is a clear indicator that something’s off.

Trouble with Credit Applications?

Being denied credit or getting surprising adverse action notices can signal identity issues, especially if it doesn’t align with your financial history.

Strange IRS Notices

Getting messages from the IRS about duplicate tax returns or earnings from an unknown employer? This is a classic sign of identity theft.

Medical Bills for Services You Never Used

Unexpected medical bills or notices about insurance claims for treatments you never had could mean your medical identity is compromised.

Now that you know the signs. Here are some helpful tips to keep you safe! 

1. Stay Sharp: Regular check-ups on your financial statements and credit reports can keep you ahead of the hackers. 
2. Strong Passwords, Stronger Security: Use unique passwords and enable two-factor authentication to safeguard your data.
3. Share Wisely: Be cautious about where and how you share your personal information, especially online.

Recognizing the signs of identity theft early can significantly lessen its impact. If any of these signs ring true for you, don’t hesitate to reach out. McCarty Law Firm is here to help guide you through restoring your identity and securing your financial peace of mind with a friendly, understanding touch.